VIXELI.COM INDIA

 📰 Latest on Kisan Credit Card (KCC) — What Farmers Should Know New Delhi, October 11, 2025 — The Kisan Credit Card (KCC) scheme remains under the spotlight as the government and regulatory bodies take steps to expand, strengthen, and safeguard it — even as fraud and repayment challenges persist. 📈 Key Developments & Policy Moves Extension of Interest Subvention Scheme (MISS FY26) The Union Cabinet recently approved the continuation of the Modified Interest Subvention Scheme (MISS) for fiscal year 2025–26. Under this scheme, farmers availing short-term KCC loans will continue to benefit from a subsidised interest rate.  Farmers who repay promptly can access effective interest rates as low as 4% (7% nominal rate minus incentives).  Loan Limit Raised to ₹5 lakh In the 2025–26 Union Budget, the government increased the KCC loan limit from ₹3 lakh to ₹5 lakh under the MISS scheme. This is expected to help farmers meet higher capital requirements for inputs, allied acti...